FD Calculator
Maturity amount and interest earned on a fixed deposit.
Result
How to use
- 1
Enter the deposit amount, interest rate and tenure.
- 2
Choose the compounding frequency — most banks compound quarterly.
- 3
See the maturity value and interest.
Questions
Is FD interest taxable?
Yes. FD interest is added to your income and taxed at your slab rate. Banks may deduct TDS above certain limits.
What is the effective yield?
Because of compounding, the actual yearly growth is a little higher than the quoted rate. The calculator shows this effective yield.
About this FD tool
FD Calculator — Maturity amount and interest earned on a fixed deposit. It is one of 200 free tools on namasivayam.in, made by software engineer Namasivayam Vadivelan for everyday use in India.
Everything is calculated instantly in your browser: nothing you type or upload is sent to any server, there is no sign-up, and it works on mobile and desktop. Enter the deposit amount, interest rate and tenure.
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Results are estimates to help you plan. They are not financial, tax or medical advice.