SIP Calculator
See how a monthly SIP can grow over time, with an optional yearly step-up.
Result
How to use
- 1
Set your monthly SIP amount, expected return and time period.
- 2
Optionally add a yearly step-up.
- 3
See the invested amount, estimated returns and the year-by-year growth.
Questions
Are SIP returns guaranteed?
No. Mutual fund returns depend on the market and change every year. Use this calculator to understand the effect of time and compounding, not as a promise of returns.
What is a step-up SIP?
A step-up SIP increases your monthly investment by a fixed percentage every year — usually in line with your salary increase.
About this SIP tool
SIP Calculator — See how a monthly SIP can grow over time, with an optional yearly step-up. It is one of 200 free tools on namasivayam.in, made by software engineer Namasivayam Vadivelan for everyday use in India.
Everything is calculated instantly in your browser: nothing you type or upload is sent to any server, there is no sign-up, and it works on mobile and desktop. Set your monthly SIP amount, expected return and time period.
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Results are estimates to help you plan. They are not financial, tax or medical advice.