Goal Planner
The monthly SIP you need for a goal — a child's education, a house or a car — after inflation.
Result
How to use
- 1
Enter what the goal costs today and when you need it.
- 2
Set inflation, expected return and any savings you already have.
- 3
See the future cost of the goal and the monthly SIP needed.
Questions
Why add inflation?
Prices rise every year. A goal that costs ₹20 lakh today will cost about ₹35.8 lakh in 10 years at 6% inflation, so you must save for the future price.
What return should I assume?
Use a lower return for short goals (debt funds, deposits: 6–7%) and a higher one only for long goals invested in equity (10–12%). Being conservative is safer.
About this Goal Planner tool
Goal Planner — The monthly SIP you need for a goal — a child's education, a house or a car — after inflation. It is one of 200 free tools on namasivayam.in, made by software engineer Namasivayam Vadivelan for everyday use in India.
Everything is calculated instantly in your browser: nothing you type or upload is sent to any server, there is no sign-up, and it works on mobile and desktop. Enter what the goal costs today and when you need it.
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Results are estimates to help you plan. They are not financial, tax or medical advice.