Kisan Vikas Patra (KVP) Calculator
When your Kisan Vikas Patra investment doubles and what it is worth each year at the current 7.5% rate.
Result
How to use
- 1
Enter how much you will invest in KVP.
- 2
Check the interest rate.
- 3
See the doubling period, maturity value and a year-by-year value table.
Questions
How long does KVP take to double money?
At the current 7.5% a year (compounded yearly), KVP doubles your money in 115 months — 9 years and 7 months. This rate applies to certificates bought in October–December 2026; rates are reviewed every quarter.
Can I encash KVP early?
Yes, after 2 years and 6 months from the date of issue, at the value for the period held. Earlier encashment is allowed only on the holder's death, by court order, or forfeiture by a pledgee.
Is KVP interest taxable?
Yes. There is no tax deduction for the investment, and the interest is taxed at your slab rate — either year by year or in full at maturity. A PAN is needed for investments above ₹50,000 and proof of income above ₹10 lakh.
About this KVP tool
Kisan Vikas Patra (KVP) Calculator — When your Kisan Vikas Patra investment doubles and what it is worth each year at the current 7.5% rate. It is one of 200 free tools on namasivayam.in, made by software engineer Namasivayam Vadivelan for everyday use in India.
Everything is calculated instantly in your browser: nothing you type or upload is sent to any server, there is no sign-up, and it works on mobile and desktop. Enter how much you will invest in KVP.
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Results are estimates to help you plan. They are not financial, tax or medical advice.