Mutual Fund SIP Returns (XIRR) Calculator
The true annual return (XIRR) of your mutual fund SIP from the start date, monthly amount and current value.
Result
How to use
- 1
Enter the date of your first SIP and today's (valuation) date.
- 2
Enter the monthly SIP amount and the current value shown in your statement.
- 3
See the XIRR, total invested, gain and absolute return.
Questions
What is XIRR?
XIRR is the yearly return that accounts for each SIP instalment being invested on a different date. It is the right way to measure SIP returns; simple absolute return ignores how long each instalment was invested.
Why is my XIRR different from the fund's CAGR?
The fund's CAGR is for a single lump sum from one date. Your SIP instalments went in at different prices and dates, so your personal return is different.
What does this assume?
That the same SIP amount was invested on the same date every month from the first SIP to the valuation date, with no missed instalments or redemptions.
About this SIP XIRR tool
Mutual Fund SIP Returns (XIRR) Calculator — The true annual return (XIRR) of your mutual fund SIP from the start date, monthly amount and current value. It is one of 200 free tools on namasivayam.in, made by software engineer Namasivayam Vadivelan for everyday use in India.
Everything is calculated instantly in your browser: nothing you type or upload is sent to any server, there is no sign-up, and it works on mobile and desktop. Enter the date of your first SIP and today's (valuation) date.
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Results are estimates to help you plan. They are not financial, tax or medical advice.